{"id":623,"date":"2015-06-14T18:10:02","date_gmt":"2015-06-15T01:10:02","guid":{"rendered":"http:\/\/www.digivideoplus.com\/dv_blog\/?p=623"},"modified":"2015-08-26T14:47:01","modified_gmt":"2015-08-26T21:47:01","slug":"credit-score-scams-a-scam-that-hasnt-changed-about-score-changes","status":"publish","type":"post","link":"https:\/\/www.digivideoplus.com\/dv_blog\/2015\/06\/14\/credit-score-scams-a-scam-that-hasnt-changed-about-score-changes\/","title":{"rendered":"Credit Score Scams &#8212; a scam that hasn&#8217;t changed about score changes"},"content":{"rendered":"<p>If your email address has been &#8220;harvested&#8221; by scammers, then at some point you&#8217;ll probably get an email message with a subject like &#8220;Your credit score has changed,&#8221; or &#8220;Your Equifax score has been modified&#8221; or something similar, possibly referring to Experian or TransUnion as well. From &#8220;Score Advisor&#8221; or something similar.<\/p>\n<p>These scam spam messages try to get you to reveal private information. Scammers want you to click on a link in the message to &#8220;verify&#8221; your credit score. The message may include a bogus &#8220;Reference Number&#8221; and then a link to &#8220;Review And Confirm.&#8221; The message is signed by the &#8220;CreditReportingTeam&#8221; or something similar, and may include the name and address of a legitimate free-score service.<\/p>\n<p>The link in the message, however, actually goes to a web page that does not match the sender&#8217;s claim and which has nothing to do with any of the legitimate credit-score services.<\/p>\n<p>US News posted an article in October, 2014, &#8220;<a title=\"Fraudulent emails can fool consumers into sharing their personal information\" href=\"http:\/\/money.usnews.com\/money\/blogs\/alpha-consumer\/2014\/10\/03\/watch-out-for-these-credit-score-scams\" target=\"_blank\">Watch Out for These Credit Score Scams<\/a>&#8221; which summarized these types of scams.<\/p>\n<blockquote><p>Shortly after signing up to get my free credit score at one of the popular websites that offers the service, I received an email alerting me that my score had recently changed and that I should log into the site provided to check on it. Since I had recently signed up for my free score, I almost fell for the scam and followed the link, which could have compromised my personal information.<\/p>\n<p>The information technology team at U.S. News reports that our company received about 140 spam messages in the last week with the words \u201cscore changes\u201d in the subject line.<\/p><\/blockquote>\n<p>The article outlines 6 ways to protect yourself. One of the most important skills is knowing how to check the domain name in the address of any links with that of the sender&#8217;s and that of the company asserted by the sender.<\/p>\n<p>Skepticism about any email regarding your credit score is a good policy. Links in such emails also can take you to web sites which may infect your computer with malware.<\/p>\n<p>P.S.<\/p>\n<p>As a technical note, the &#8220;.com&#8221; host IP address in the (raw) complete message header can be bogus itself. Just another cyber criminal trick.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your email address has been &#8220;harvested&#8221; by scammers, then at some point you&#8217;ll probably get an email message with a subject like &#8220;Your credit score has changed,&#8221; or &#8220;Your Equifax score has been modified&#8221; or something similar, possibly referring to Experian or TransUnion as well. From &#8220;Score Advisor&#8221; or something similar. These scam spam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[33],"class_list":["post-623","post","type-post","status-publish","format-standard","hentry","category-computer","tag-scams"],"_links":{"self":[{"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/posts\/623","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/comments?post=623"}],"version-history":[{"count":3,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/posts\/623\/revisions"}],"predecessor-version":[{"id":629,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/posts\/623\/revisions\/629"}],"wp:attachment":[{"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/media?parent=623"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/categories?post=623"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digivideoplus.com\/dv_blog\/wp-json\/wp\/v2\/tags?post=623"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}